2019 Convention Session

Mortgage Calculations / How to Qualify Borrowers

12-10-2019 2:00 PM - 5:00 PM

NJRE - 3 Elective
NYRE - 3 Credits
PARE - 3 Credits

Robert Tuzzo

Room 308/309

This in-depth session shows the serious real estate agent how to close more sales by better understanding the details of how underwriters approve or decline borrowers. You’ll explore these key determining factors: the borrower’s credit report (FICO scores and more); the borrowers DTI (Debt to Income Ratio); the borrowers LTV (Loan to Value Ratio); and the borrower’s actual income.

Continuing Education
  • New Jersey Real Estate - 3 Elective Credits
  • New York Real Estate - 3 Credits
  • Pennsylvania Real Estate - 3 Credits